It’s time to turn your 2019 saving money goals into reality.
This means, actually going through with your resolution to save more money instead of thinking it’ll happen. (Sorry, but it’s true.)
So don’t overthink it and just start to implement these dead simple ways to save into your life now. $5,294 and more? Achievable.
1. School Competitors in Solitaire and Ca$h In
Solitaire Cube is like regular Solitaire, except you get to play for real cash!
Is there a catch? Yes but not really. I tried playing for free when I first started but I realized it would take me forever to get the tickets I need to play for real cash. I gave up and deposited $25 last week and I’ve already won $120.
The game matches you with players of the same skill level, so you have a solid chance of winning. If you’re a good Solitaire player, you could win some serious cash, like Katie Nguyen who took home $380,984 last year as one of the Top 10 Solitaire Cube players!
So if you think you can handle playing some Solitaire to win some legit cash, definitely download this game for free.
Bonus: Blackjack for $ – Not Just Against the Dealer Anymore
3 minutes.
Make as many 21s as you can within that time or until you run out of moves.
That’s the basic gist of 21 Blitz, a modern take on Blackjack where you’re no longer just playing against the dealer but with actual people around the world.
It’s fast-paced and it basically does all of the math for you. This game is great for killing time and earning cash all at once.
You can play for free against real people for prizes or switch over to cash games to win…well, cash! Cash game winners can win up to $7,000 or more in the mini-tournament.
Stanley from The Smart Wallet deposited $25 into 21 Blitz and won $120 for his matches!
2.You Gotta Eat! Get Up to $240 Cash Back in Grocery Savings
If you’re following nutrition gurus or meal planners on Instagram, you know that your shopping list gets a little longer with each inspiration. I know mine does.
But I don’t feel too guilty though because my shiny things syndrome and basically everything I buy normally, give me a chance of getting cash back.
It’s simple. All you have to do is take a picture of your grocery receipt and Ibotta will pay you cash.
Here’s how it works:
Before you go to the store, search for your shopping list items in the Ibotta app. After your store visit, take a photo of your receipt to get cash back.
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!
Some offers we found:
- 25 cents back on any item
- $3 – $5 back on various wine
- $2 back on KIND Protein Bars
- 25 cents – $4 back on ice cream
- $2 back on Herbal Essence Haircare
Popular stores are Walmart and Target, but Ibotta also works at restaurants, online shopping sites, and at the bar! On average, active Ibotta users save up to $240 a year or more. What would you do with that extra money?
Welcome Bonus: Up to $20
Average savings a month: $20
What it could add up to in a year: $240
Additional Referral Earnings: $5 per referral
3. Everyone needs a bank account, just not one of those banks your parents bank at.
When is the last time you walked into a bank? Have you ever looked closely at your bank statement and wonder what and why all of those crazy high fees? ATM fees, savings account fees, all kinds of fees that suck away your hard earned cash. Well they have to pay for those buildings right? It’s time join Empower, they are a FREE mobile bank, with no fees! Imagine that, and they offer unmatched rewards.
- Free ATM’s, access to over 25,000 ATM’s with no frees and 1 out of network reimbersement a month, anywhere in the world.
- Free, no minimums. How cool is that?
- Some of the best interest rates from 2% – 4% on your savings account
- Get cash back, up to 2% on the first $1,000 of purchases each month
- AI assistance built into the app.
- Pay anywhere Visa is accepted, and with Apple Pay and Venmo
When you compare these benefits along with all of the traditional bank fees it’s a no brainer to download the app and give Empower at try.
4. Automate Your Current Savings and Save an Average $1,720 a Year
If you’re part of the 80% of Americans that have some sort of savings but could use a little more help, you’re definitely not alone. The key to saving is automation.
You won’t even notice it but Digit will make it happen.
Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Regular savers will get a 1% bonus every three months, netting you some free money!
It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.
Average savings in a month (varies): $144 or more
What it could add up to in a year: $1,728 or more
Quarterly bonus: 1% on your total savings amount
Additional Referral Earnings: $5 per referral
5. Earn Money Back for Your Purchases (Here’s $10 to Start)
Everyone buys stuff.
Whether you’re a retail therapy or just-the-basics kinda gal, feel good about your purchases because you can earn some useful money back for them, no matter what you buy.
So who’s been around for 20 years and have over 12 million members because they know what they’re doing?
We love this cashback site for its simplicity and for the fact that you get cash back for the things you’re already purchasing – a useful perk for the upcoming holidays for sure. It’s pretty close to getting free money!
In fact, they’re giving our readers a $10 welcome bonus to anyone that signs up to be a member.
Membership is free and you earn up to 25% cash back at over 2,500+ stores including Amazon, Walmart, Kohl’s, and Sephora. Plus, you’ll find coupons, free shipping codes, and awesome sales.
No need to fill out any rebate forms or redeem points to get your money. You just earn cash and get paid by check or Paypal.
Ebates has pretty sweet sales that will be hard to find anywhere else too. Be sure to sign up now and grab that $10 welcome bonus. Easy!
6. Binge on Food, Entertainment, Health & Tech News TV for Money
I can barely cook but I love watching food videos. The new season of Chef’s Table? I’m there.
If you’re a video junkie too, become an Inbox Dollars member where you can watch their TV and Videos section that ranges from Trending News, Entertainment, Food, Health, Tech, and even the latest World News to earn some cash. You’ll also get $5 as a sign-up bonus too!
They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing something else if you’re multi-tasking!
Playlists and earning potential can change, but it’s possible to earn up to $200 a month, watching videos!
Welcome Bonus: $5
Potential earnings a month: Up to $200
What it could add up to in a year: $2,400
Additional Referral Earnings: 10% of your referral’s earnings
7. Play Games & Boost Your Savings at the Same Time. Win-Win.
If you’re the type that prefers to play video games all day instead of thinking about money we’ve got the perfect app for you.
Go ahead and download Long Game Savings a savings app that turns saving into a game.
Just play 1 game a day, and you could win cash daily.
Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.
After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate.
It’s like you’re getting paid to save and it only takes less than a minute of your day to play. And there’s no judgment on playing too many games this new year.
8. Get the Big Picture – Then Work on Fixing Your Score
It’s smart to keep an eye on your credit score to make sure it doesn’t fall too much due to unpaid bills. Did you know that a low credit score could affect your ability to actually rent an apartment or even get a car? Yea, let’s try to prevent that from happening.
Credit Sesame is a free credit monitoring service that helps you improve and maintain your score.
You’ll get an easy-to-read view of your total debt plus everything that is contributing to your current score like credit usage, credit age, inquiries, and payment history. It also comes with personal recommendations to help increase your score.
Credit Sesame alerted me immediately when my score decreased because of a credit card and I was able to fix it right away. It’s free to use so this is definitely a must-have in everyone’s life.
9. Normal Errands Can Now Be Worth More Gift Cards with this App
Drop is an easy-to-use app that lets you earn gift cards on stuff you already buy from your favorite brands.
It’s the ultimate & modern loyalty card without the card.
All you need to do is link your most-used credit card(s) and whenever you purchase at your favorite activated brands, you’ll automatically get points for gift cards.
Toilet paper run at Target? Get points for your purchases there.
Chipotle? Yep, get points for that too.
Charlotte from Daily Cheddar team already redeemed his $20 Starbucks card after only 3 weeks! We’re really loving Drop since you can earn gift cards on popular brands you already buy from. Quickly set it up and watch the points drop in for gift cards.
10. Cash In if the Internet Dies On You Again
Internet go out again? Maybe it was in the middle of your Netflix stream or Facebook status post. Regardless of when it happens, it’s annoying.
Instead of staring at the Internet icon waiting for the yellow error symbol to disappear, know that you could get compensation back with Trim, a financial AI assistant.
You can sign up for free and all you need to do is upload a PDF of your recent bill, which you can get from your online statement. The process only takes a couple minutes and Trim will get to work in grabbing any savings back for you.
A bot auto-negotiated with Comcast on my behalf, over service outages, and earned me $20.
— ronan (@flynnduism) October 4, 2018
Thanks @ask_trim pic.twitter.com/u54Ph2xBsl
It also non-judgmentally informs you of your spending via text or Facebook messages which help to keep an eye on your budget. Plus, it will send you movie, dining, and grocery savings which I’ve used to get $30 back so far.
It’s easy to use – just link a credit card or bank account to the 256-bit SSL encrypted secure app and Trim will work hard to monitor your internet, find you savings AND negotiate down your monthly bills so you don’t have to. Their newest feature also helps you save for emergency funds, a vacation and more!
Bonus: Get Paid To Share Your Opinion Anytime
Your opinion is valuable. So valuable you deserve to earn extra cash for sharing it.
You can do it with Survey Junkie. They pay cash to members who participate in surveys about their shopping habits, cell phone usage, and more. Basic stuff.
Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 1,000 points (or $10) you can cash out.
Redeem via:
- Online gift cards
- Paypal cash
- Bank transfer
Signing up for Survey Junkie only takes a few minutes and you’ll earn your first 100 ($1 value!) points just by creating an account, filling out an intro questionnaire, and verifying your email address. Easy.
After that, you’re free to dive into surveys. They have surveys with various durations (5 to 20 minutes) to complete and new ones pop up constantly so you’ll never be bored! Fill one out when you’re waiting for someone or have time to kill.
Survey Junkie won’t get you rich quick (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.
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