Hey, 2019. New Year, new you, right? But how long does that last?
Yea I’ll make my usual lose weight, save more money, and travel more resolutions, but let’s face it, these “goals” aren’t going to come true without a solid plan.
And to save more money? Well, it’ll be easier if you have more money to begin with, right? So we’ll focus on that and lay it all out – Here’s our list of stupid simple ways to make extra cash for 2019.
1. Everyone needs a bank account, just not one of those banks your parents bank at.
When is the last time you walked into a bank? Have you ever looked closely at your bank statement and wonder what and why all of those crazy high fees? ATM fees, savings account fees, all kinds of fees that suck away your hard earned cash. Well they have to pay for those buildings right? It’s time join Empower, they are a FREE mobile bank, with no fees! Imagine that, and they offer unmatched rewards.
- Free ATM’s, access to over 25,000 ATM’s with no frees and 1 out of network reimbursement a month, anywhere in the world.
- Free, no minimums. How cool is that?
- Some of the best interest rates from 2% – 4% on your savings account
- Get cash back, up to 2% on the first $1,000 of purchases each month
- AI assistance built into the app.
- Pay anywhere Visa is accepted, and with Apple Pay and Venmo
When you compare these benefits along with all of the traditional bank fees it’s a no brainer to download the app and give Empower at try.
2. Why Yes, You Can Get Paid to Drink Alcohol
Anytime you feel the need to hydrate yourself with some strong refreshments, be sure to open this app, so you don’t miss out on free money.
It’s simple. All you have to do is take a picture of your grocery/bar/restaurant receipt and Ibotta will pay you cash.
So before you go to the store or bar, search for your items in the Ibotta app. After your visit, take a photo of your receipt to get cash back.
On average, active Ibotta users get back up $240 a year. What would you do with that extra money?
3. Get Paid for Playing Free Digital Scratch-Offs Anywhere
Don’t bother going to the liquor store to buy physical scratchers (they get expensive too).
Instead, play digital scratchers for free on Lucktastic.
There are a ton of different scratchers you can play, and you can earn both cash and tokens.
Scratched all of them for the day? Don’t worry, there are specific night-time scratchers that are available every night too!
When you want to redeem your earnings, you can choose from:
- Amazon gift cards
- CVS gift cards
- Dunkin’ Donuts gift cards
- Check mailed to you
- Visa gift cards
Lucktastic keeps things free by showing a few ads here and there. It’s so easy, just turn it on the next time you’re binge-watching on Netflix and multi-task!
Bonus: Use tokens to enter the $1 Million Pots of Gold contest from now until March 2019 to win up to $1 million! In addition, they award Amazon gift cards on a daily basis too.
4. Binge on Food, Entertainment, Health & Tech News TV for Money
I can barely cook but I love watching food videos. The new season of Chef’s Table? I’m there.
If you’re a video junkie too, become an Inbox Dollars member where you can watch their TV and Videos section that ranges from Trending News, Entertainment, Food, Health, Tech, and even the latest World News to earn some cash. You’ll also get $5 as a sign-up bonus too!
They set it up in playlists though and they’ll tell you how long it takes as it can range from a few minutes to half an hour. Tip: You can set it to Play, open up another browser tab and let the videos run while you continue doing something else if you’re multi-tasking!
5. Play Games & Boost Your Savings at the Same Time. Win-Win.
If you’re the type that prefers to play video games all day instead of thinking about money we’ve got the perfect app for you.
Go ahead and download Long Game Savings a savings app that turns saving into a game.
Yes, it’s safe. Your money is FDIC-insured up to $250,000 and you can withdraw money at any time.
After setting up your savings account, you’ll be able to play quick games like Spin to Win, Flip Cards, Slot Machines, and more for chances to win money to increase your savings. Eons better than 0.01% interest rate.
It’s like you’re getting paid to save and it only takes less than a minute of your day to play. And there’s no judgment on playing too many games this new year.
6. Set & Forget Savings + Get a 1% Bonus Every Quarter (Up to $1,800 / Year)
Prepare for those “oh $#@!” moments by letting this smart AI beef up your emergency savings for you. Or your vacation savings. Or your new pair of kicks savings.
You won’t even notice it but Digit will make it happen.
Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Regular savers will get a 1% bonus every three months, netting you some free money!
It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.
Average savings in a month (varies): $144 or more
What it could add up to in a year: $1,728 or more
Quarterly bonus: 1% on your total savings amount
Additional Referral Earnings: $5 per referral
7. Cash In if the Internet Dies On You Again
Internet go out again? Maybe it was in the middle of your Netflix stream or Facebook status post. Regardless of when it happens, it’s annoying.
Instead of staring at the Internet icon waiting for the yellow error symbol to disappear, know that you could get compensation back with Trim, a financial AI assistant.
You can sign up for free and all you need to do is upload a PDF of your recent bill, which you can get from your online statement. The process only takes a couple minutes and Trim will get to work in grabbing any savings back for you.
It also non-judgmentally informs you of your spending via text or Facebook messages which help to keep an eye on your budget. Plus, it will send you movie, dining, and grocery savings which I’ve used to get $30 back so far.
It’s easy to use – just link a credit card or bank account to the 256-bit SSL encrypted secure app and Trim will work hard to monitor your internet, find you savings AND negotiate down your monthly bills so you don’t have to. Their newest feature also helps you save for emergency funds, a vacation and more!
8. Get Paid To Share Your Opinion Anytime
Your opinion is valuable. So valuable you deserve to earn extra cash for sharing it.
You can do it with Survey Junkie. They pay cash to members who participate in surveys about their shopping habits, cell phone usage, and more. Basic stuff.
Completing a survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 1,000 points (or $10) you can cash out.
- Online gift cards
- Paypal cash
- Bank transfer
Signing up for Survey Junkie only takes a few minutes and you’ll earn your first 100 ($1 value!) points just by creating an account, filling out an intro questionnaire, and verifying your email address. Easy.
After that, you’re free to dive into surveys. They have surveys with various durations (5 to 20 minutes) to complete and new ones pop up constantly so you’ll never be bored! Fill one out when you’re waiting for someone or have time to kill.
Survey Junkie won’t get you rich quick (no survey sites ever do), but it’s an easy way to make some extra cash by doing nothing other than giving your opinions.
9. Invest in the Legal Cannabis Industry with Just $5. No Experience Necessary.
If investing sounds complicated and expensive for you, it doesn’t have to be.
You know you should start, but where to begin? You don’t want to just pick randomly as you want to invest in an industry you believe in. Something that can really take off and make money.
So how about investing in the legal cannabis industry? It’s big business as retail sales are projected to hit $10 billion this year and is expected to grow to $24.5 billion by 2021.*
You can do it with Stash, a micro-investing app that lets you invest for as little as $5 and it takes less than 2 minutes to get started. We’ll even give you $5 to get started.
They curate from over 150 investments which include stocks and Exchange Traded Funds and you’ll get to choose an investment blend that meets your goals and interests.
Take the $5 that we’re giving you and start investing with Stash.
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