Home MAKE MONEY 9 Things Anyone Can Do To Save a Small Fortune This Year

9 Things Anyone Can Do To Save a Small Fortune This Year

Disclosure: We’re letting you know that this post contains sponsored links which Daily Cheddar receives compensation for, which may impact their order of appearance; talking about money should always be an honest discussion.

Go through each item the list below to see just how much you can save this year…

Reduce Your Electric Bill Each Month

Next to the mortgage, heat and electric bills are often the homeowner’s greatest expense. Here are a few ways to slash these bills with just a little bit of planning..

  • Unplug Everything: Did you know that appliances and electronics continue sapping electricity as long as they’re plugged in, even when their switches are turned off? Making a habit of unplugging these items when they aren’t in use saves a lot of energy over time. This includes computers, TVs, the toaster, hair dryers and phone chargers.
  • Use energy-efficient light bulbs:Replace all of your incandescent bulbs with compact fluorescent bulbs (CFLs) or LED bulbs. Incandescent bulbs release most of their energy through heat, rather than light. Newer bulb styles are much more energy efficient, and they save a lot of electricity and money over time.
  • Use Smart Technology:How many times does the TV get left on with nobody watching it? Use timers and smart outlets to automatically turn off items at designated times or after a certain amount of time of inactivity. Smart thermostats can also make your home more energy efficient, automatically adjusting the temperature when you’re away.

These things may seem small, but small uses of energy add up over time to create big bills! Often times electric bills are made up of a lot of unnecessary usage — and that’s money that could be better spent elsewhere (or put back in your pocket).

Born Before 1985? Take $3,120/year Off Your Mortgage with the Government’s Lucrative “FMERR” Program

If you’re a homeowner, this one thing could save yourself thousands of dollars this year

Still unknown to many is a brilliant Government Program called Freddie Mac Enhanced Relief Refinance Program (FMERR), that could benefit millions of Americans and reduce their payments by as much as $3,120* per year! You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.

So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time in 2019. But the good news is that once you’re in, you’re in.

So if reducing your payments by $260/month*, paying off your mortgage faster, or even taking some cash out would help you, it’s important to check your eligibility here. Checking your eligibility is quick and completely free!

Check My Eligibility >>

Get Up-Top $1,000,000 Tax-Free Life Insurance

If you have a family, life insurance is a must. Most people don’t have savings large enough for their family to pay off their mortgage, cover childcare costs and ensure their children get a good education, never mind ensuring your loved ones don’t inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. So, they’ve been charging high rates for years – but thanks to the internet, that’s starting to change.

Fortunately there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run your information through their technology to automatically find the best life insurance policies available for a much much lower price. You could end up saving up to 70% on life insurance!

No medical check and instant approval policies are also available. Click here to see available plans.

Save on Life Insurance >>

Throw an Aspirin in the Wash and Be Left Speechless

Only aspirin can compete with bleaches and the top stain removing agents.This amazing tip will save your white laundry (and there’s a bottle of expired, worthless asprin somewhere around the house).

Here’s how to do it:

Start by dissolving (5) 300mg aspirin tablets in 2 gallons of hot water. Crush the pills beforehand to speed up the process. The next thing to do is soak your white laundry in the mixture, and leave it overnight. In the morning, place the clothes in the washing machine, add a few aspirin pills again, and wash them as usually.

Please Note: This is a tip from one of our readers. Be sure to test this method out yourself before using it on clothes you care about (although we have not received any reports of bad experiences).

Paying More than $9/Week for Car Insurance? Save $400 or More…

Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies indicate that only 5% of American drivers are paying less than $50 per month for car insurance. That is probably because most drivers are not taking advantage of the multiple discounts available to them.

Click here to see if you qualify to save $400+ on car insurance

See My New Rate >>

Use Soda to Clean The Most Stubborn Areas of Your Home

Who knew one of the world’s most enjoyed drinks could be such a practical household staple? Coke is similar to an acidic cleaner. The quantity of acid in soda is sufficient to erode at the enamel of your teeth, making them more vulnerable to decay. So why buy those expensive cleaners when you can perfectly clean those stubborn stains with Coke. You can use it for a variety of household chores, such as…

  • Remove grease stains from clothing and fabric
  • Clean a toilet; pour around bowl, leave for a while, flush clean
  • Clean tile grout; pour onto kitchen floor, leave for a few minutes, wipe up.
  • Descale your kettle
  • Remove marker stains from your carpet. Apply Coke, scrub and then clean with soapy water
  • Clean your windows; soak a cloth with Coke and rub your window. Then simply wash the glass pane with water

Stock Up Your Fridge and Reduce Your Energy Bill

File this under strange-but-true: A full fridge regulates temperature better than an empty one. Open space in your refrigerator fills with warm air whenever you peek inside, making your poor appliance work overtime. Your grandparents’ fridges were smaller and easier to fill, so it wasn’t an issue for them. But today’s larger fridge/freezers can waste significant energy.

So go ahead, stock up on veggies, meat, and milk — just don’t let your grocery costs run amuck in the process. If you can’t fill it with usable food, place pitchers of water in your fridge to take up the space. And set your fridge between 36 and 38 degrees Fahrenheit for max efficiency.

Never Pay Out-of-Pocket For Costly Home Repairs Again

Many homeowners simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?

This is why many homeowners are getting this new Home Warranty Program and they may end up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.

Click to Learn More >>

Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code you can get paid to go solar! Thanks to a little-known government program called Federal Residential Renewable Energy Tax Credit, homeowners who live in these specific zip codes are getting thousands in rebates to install solar panels.

Many people are surprised to find that these subsidies and rebates cover 99% of costs associated with installation so it can literally costs $0 to have done. Check if your zip code qualifies here.

Homeowners can save $1,000’s of dollars just by using this program.

Check if My Area Qualifies >>

By taking advantage of any of the programs in the list above, homeowners can easily save thousands of dollars a year — and for many years to come.

Don’t Forget to Claim the Most Popular Money-Saving Discounts…

Take $3,120/year Off Your Mortgage: Click here to see if you’re eligible!

Get Cheap Life Insurance: Click here to search discounted rates on life insurance!

Go Solar for $0 Out of Pocket: Enter zip code to see if your area qualifies!

Reduce Your Car Insurance: Click here to save $400+ on car insurance!

If you found this list of Surprising Money-Saving solutions useful, and think others may too, be sure to share it on your favorite social network by clicking the button below…

If you found this list of Homeowners Saving useful, and think others may too, be sure to share it on your favorite social network by clicking the button below…