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Best Money Saving Apps of 2023

Are you tired of overspending and struggling to save money? Well, there’s good news for you – technology has made it easier than ever to save money with the help of money saving apps. With so many apps available, it can be tough to decide which ones are worth your time and money. In this article, we’ll take a closer look at some of the best money saving apps out there.

1. Mint

Mint is a popular personal finance app that helps you track your spending and budget your money. It pulls all your financial accounts into one place, so you can see where your money is going and make adjustments as needed. Mint also offers bill reminders, investment tracking, and credit score monitoring.

2. Acorns

Acorns is an app that helps you invest your spare change. It rounds up your purchases to the nearest dollar and invests the difference into a portfolio of ETFs. This app is a great way to start investing, even if you don’t have a lot of money to spare.

3. Honey

Honey is a browser extension that automatically applies coupon codes to your online purchases. It also alerts you when prices drop on items you’ve been eyeing, and lets you know if there are any better deals available elsewhere. Honey is an easy way to save money without having to do any extra work.

4. Trim

Trim is a personal finance assistant that helps you save money in a variety of ways. It can negotiate your bills on your behalf, cancel subscriptions you’re not using, and even suggest cheaper alternatives to your current services. Trim can also help you create a budget and track your spending.


YNAB (You Need A Budget) is an app that helps you budget your money and avoid overspending. It uses a zero-based budgeting system, which means you assign every dollar of your income to a specific category, such as rent, groceries, or savings. YNAB also offers financial education and resources to help you improve your financial literacy.

6. Rakuten

Rakuten is an app that offers cash back on your online purchases. It partners with hundreds of retailers, so you can earn cash back on everything from clothing to travel. Rakuten also offers coupons and promo codes to help you save even more money.

7. Digit

Digit is a savings app that uses artificial intelligence to help you save money without thinking about it. It analyzes your spending patterns and automatically saves money for you based on what you can afford. Digit also offers overdraft protection and a 1% savings bonus.

8. Personal Capital

Personal Capital is a financial management app that helps you manage your investments and plan for retirement. It offers a dashboard that shows all your financial accounts in one place, as well as tools for budgeting, tracking your net worth, and monitoring your investments.

Saving money doesn’t have to be a chore, and these apps prove it. With the help of technology, you can automate your savings, find better deals, and manage your money more effectively. By using these apps, you’ll be on your way to financial success in no time.


  1. Are money saving apps safe to use?

Yes, most money saving apps are safe to use. However, it’s important to read the app’s privacy policy and terms of service before downloading and using it.

  1. Are these money saving apps free to use?

Many of these apps are free to use, but some may charge a fee for premium features or services.

  1. Can these apps really help me save money?

Yes, these apps can help you save money by automating your savings, finding better deals, and helping you budget your money more effectively.


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